Which Loan Is Right For Me?

Different loans suit different situations. The Loan Story is well-equipped to handle a variety of unique circumstances, and in addition to that, we will always put your long term financial goals first.

Fixed Rate Mortgage

10, 15, 30 year fixed

A fixed rate mortgage is a mortgage that has a fixed interest rate for the entire term of the loan. With a fixed-rate mortgage, borrowers do not have to worry about interest rates spiking and increasing their mortgage payment.

Adjustable Rate Mortgages

3/1, 5/1, 7/1, 10/1 ARM

A mortgage in which the interest rate fluctuates at set periods based on the current market. Typically denoted in the form “introductory period/interval for adjustment,” as in a 5/1 ARM in which the first 5 years are fixed, and then the subsequent rates are readjusted every 1 year.

Special Programs

Unique Situations

Commercial Lending