Albert has successfully helped more than 2,600 families achieve their home ownership dreams. As a mortgage planner since 1987 he has experienced the "boom & bust" cycles of mortgage markets. He educates his clients on how to select the best loan options that meet their short and long term financial goals. He utilizes state-of-the-art analysis tools, along with easy to understand charts to empower his clients to exploit timely rate-lock opportunities. You will work directly with him, not his support staff, on your loan. He will provide straight answers to your questions, and keep you updated throughout the loan process.
Albert has been the Certified Financial Planner (CFP) since 1993. With his extensive knowledge and commitment in personal financial planning, he is also held to the highest ethical standard as a financial advisor. In addition to providing mortgage planning services, he also strategizes with his clients to help them achieve financial independence. His goal is to build long term advisory relationships with clients, one at a time, based on knowledge, service and integrity.
I have worked with Albert on at least 6 home loans and refinance over the last 5 years. Albert deserves a 10 star each time. All the reviews about him are true. He is professionals, patient, detail oriented, and always has his clients' best interests at heart. As a business owner, I understand how much it takes to reliably deliver flawless customer services every time. I am constantly impressed with Albert's efficiency and service every time I work with him.Joyce T.
I highly recommend Albert and his team for financial services! Albert is certainly an exceptional financial officer, he helped us with our recent home loan application and was able to get our transaction closed within 30 days. Albert has done an an excellent job including:
1) guiding me enhance my credits in advance;
2) detailed explanation of different loan programs that we qualify and provided good guidance regarding trade-offs
3) always trying to protect us!! Albert cares about our financial safety very much, and he informed us of all kinds of offer conditions that we should be aware of.
4) very prompt response and follow ups.
Albert and his team did an exceptional work from the beginning to the end of our loan application, especially for the final stage, Albert has been very responsible and spent a lot of time negotiating with our lender, and finally helped us get through every detail and locked a good interest rate for us.Minami H.
Albert is really a professional financial advisor. If there is a 10 star, I will rate it. Albert helped me to go through the loan process for my first house. As a first time home buyer, there is a lot of thing for me to learn, Albert explained them very well and analyzed the trade off among different financial terms. His diligence work helped me locked a very low rate far beyond my expectation..Rui J.
Albert is the most knowledgeable expert about home loan. He does not only helped us pick the right loan option for us, he also gave us many advice for our future investment. He's patient and he walked us throughout the whole loan process and answered all of our question regarding every detail of the loan. Our loan process was pretty smooth and was approved by the lender couple days after we submitted our application. Our escrow was closed less than 30 days.Josh Z.