Shila Patel

Loan Originator

DRE 01898689 | NMLS 1213312

Shila joined The Loan Story in 2012. She is a licensed full-time mortgage broker with experience in all facets of the mortgage industry, having also worked as a loan processor and pipeline manager.  As a result, she is able to leverage her extensive industry expertise to avoid potential pitfalls and provide smooth, transparent and timely loan transactions.  Her commitment and work ethic has produced a consistent track record of helping her clients meet their financial goals. She works with a full range of clients including: first time homebuyers, self-employed, and investors with multiple properties, including commercial properties.  Shila also works closely with realtors, who trust and rely on her knowledge of loan products and industry guidelines to meet purchase deadlines. 

An active member of the community, Shila was president of North Valley Toastmasters and won Toastmaster of the Year.  She is an avid runner and enjoys running with her dog, Stout. She has also completed several marathons. Shila received her Bachelor’s from Cornell University.


Shila is an excellent loan officer and I would recommend her for any real estate lending need. Both my clients and I have been very happy with her work. She is on top of things, doesn't let details fall through the cracks, and always communicates regular updates. She navigates difficult problems that come up with skill, patience, and good solutions. I have felt very comfortable working together with her on real estate transactions. I have been a real estate agent since 2003 and have worked with many loan agents. She is definitely cream of the crop!

Kelsey L., Campbell, CA

Shila is so kind and patient. I have zero knowledge of mortgage loan so she walked me through step by step. She is very responsive. Whenever I need her, she will be there. Eventually, she helped me find the appropriate creditor based on my profile and locked the lowest interest rate. I really appreciate her help and hope I could work with her again for my future refinancing.

Logan Z., San Jose, CA

Excellent company to work with especially dealing with Shila Patel. My parents did a refi and we also did a loan with our rental property at the same time. Shila did a great job guiding us and helped us all the way 'til the last minute while signing the docs at night.

Jimmy H., San Diego, CA

I have had the pleasure of working with Shila for the last four years.  I am a realtor, concentrating in Saratoga, Los Gatos and San Jose areas.  If my clients are asking about a trustworthy lender, top of my list will always be The Loan Story.  Shila is extremely knowledgeable in the loan process, meticulously organized and most of all gracious with my clients.  I completely trust her to be professional and communicate well with my clients.  I will continue to send my best clients to The Loan Story.

V.C, San Jose, CA